Transformative Principal

Learn how to get the guaranteed highest pension payout. Jethro Jones discusses the "Pension Maximization" strategy for school principals with John "Hutch" Hutchinson.

Rather than protecting your spouse by choosing a reduced monthly benefit payment from your pension, you can instead calibrate a life insurance policy to guarantee you the highest monthly pension payout possible. Plus, you can also take extra tax-free income from the cash value as you go.

Resources & Timestamps:

Comprehensive article on how Pension Maximization works:

Video example of Pension Maximization:

Book a free consult about customizing Pension Max for you:

Podcast Timestamps 
0:00 - Risk off money and how Big Banks invest their safe reserves. 
4:00 - Intro to the Pension Maximization strategy
7:00 - How a Life Insurance policy can help you take a bigger pension payment
11:20 - Pension reductions for survivor benefits are just expensive "life insurance" policies that won't even pay your kids if both spouses die
18:10 - Only 4 possible outcomes when retiring. What happens with & without Pension Max? 
23:58 - Where to find the money for "another bill" with this Life Insurance for Pension Max. 
28:57 - Start with cheap term insurance as you build up to a full-blown Pension Maximization strategy 
34:47 - Resources to learn more about Pension Maximization 
37:01 - Take tax-Free supplemental income from life insurance like a Roth

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